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Paytm vs Airtel: which UPI app to use

Paytm replies to 97% of unhappy reviews on Google Play, Airtel to 94%. Both can read your SMS. Both can read your contacts. Over the last 90 days of reviews, Paytm averages 3.66 and Airtel 2.09. The most serious complaint about both is the same: "Nobody answers".

PaytmAirtel
Most serious thing people reportNobody answers (11 of 400)Nobody answers (15 of 400)
Does anyone answer complaints97% of low-star reviews · usually same day94% of low-star reviews · usually same day
Rating in the last 90 days3.66 (down 1.02 on lifetime)2.09 (down 1.98 on lifetime)
Last updatedthis monththis month
Reads your SMSyesyes
Reads your contactsyesyes
Shows adsyesyes
Numbers confirmed on a registernone published0 of 1
Charges we could sourcenot extracted yetnot extracted yet
Charges only in the termsnot extracted yetnot extracted yet

How to read this

Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.

Full pages: Paytm · Airtel

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