Policybazaar vs My LIC: which insurance app
Policybazaar replies to 97% of unhappy reviews on Google Play, My LIC to 15%. My LIC does not read your contacts; Policybazaar does. Over the last 90 days of reviews, Policybazaar averages 2.77 and My LIC 3.01. The most serious complaint about Policybazaar is "Nobody answers"; about My LIC, "none found". We confirmed 0 of the 2 registration numbers Policybazaar publishes on a regulator's register, and 1 of 1 for My LIC.
| Policybazaar | My LIC | |
|---|---|---|
| Most serious thing people report | Nobody answers (13 of 389) | none found |
| Does anyone answer complaints | 97% of low-star reviews · usually same day | 15% of low-star reviews · usually same day |
| Rating in the last 90 days | 2.77 (down 1.65 on lifetime) | 3.01 (down 1.62 on lifetime) |
| Last updated | this month | this month |
| Reads your SMS | no | no |
| Reads your contacts | yes | no |
| Shows ads | no | no |
| Numbers confirmed on a register | 0 of 2 | 1 of 1 |
| Charges we could source | not extracted yet | not extracted yet |
| Charges only in the terms | not extracted yet | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.
Full pages: Policybazaar · My LIC