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ACKO vs Digit Insurance: which insurance app

ACKO replies to 100% of unhappy reviews on Google Play, Digit Insurance to 99%. Digit Insurance does not read your SMS; ACKO does. Digit Insurance does not read your contacts; ACKO does. Over the last 90 days of reviews, ACKO averages 3.21 and Digit Insurance 3.57. The most serious complaint about both is the same: "Claim trouble". We confirmed 0 of the 2 registration numbers ACKO publishes on a regulator's register, and 0 of 8 for Digit Insurance.

ACKODigit Insurance
Most serious thing people reportClaim trouble (13 of 386)Claim trouble (12 of 378)
Does anyone answer complaints100% of low-star reviews · usually same day99% of low-star reviews · usually same day
Rating in the last 90 days3.21 (down 1.35 on lifetime)3.57 (down 1.24 on lifetime)
Last updatedthis monththis month
Reads your SMSyesno
Reads your contactsyesno
Shows adsnono
Numbers confirmed on a register0 of 20 of 8
Charges we could sourcenot extracted yetnot extracted yet
Charges only in the termsnot extracted yetnot extracted yet

How to read this

Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.

Full pages: ACKO · Digit Insurance

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