My LIC vs ACKO: which insurance app
My LIC replies to 15% of unhappy reviews on Google Play, ACKO to 100%. My LIC does not read your SMS; ACKO does. My LIC does not read your contacts; ACKO does. Over the last 90 days of reviews, My LIC averages 3.01 and ACKO 3.21. The most serious complaint about My LIC is "none found"; about ACKO, "Claim trouble". We confirmed 1 of the 1 registration numbers My LIC publishes on a regulator's register, and 0 of 2 for ACKO.
| My LIC | ACKO | |
|---|---|---|
| Most serious thing people report | none found | Claim trouble (13 of 386) |
| Does anyone answer complaints | 15% of low-star reviews · usually same day | 100% of low-star reviews · usually same day |
| Rating in the last 90 days | 3.01 (down 1.62 on lifetime) | 3.21 (down 1.35 on lifetime) |
| Last updated | this month | this month |
| Reads your SMS | no | yes |
| Reads your contacts | no | yes |
| Shows ads | no | no |
| Numbers confirmed on a register | 1 of 1 | 0 of 2 |
| Charges we could source | not extracted yet | not extracted yet |
| Charges only in the terms | not extracted yet | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.