ICICI Emirates Skywards Rubyx Credit Card vs ICICI MakeMyTrip Credit Card: mid-range cards compared
ICICI Emirates Skywards Rubyx Credit Card costs ₹1,000 a year to keep; ICICI MakeMyTrip Credit Card costs free. On most spends, ICICI Emirates Skywards Rubyx Credit Card returns about 1.00% and ICICI MakeMyTrip Credit Card about 0.63%. Lounge visits: ICICI Emirates Skywards Rubyx Credit Card gives 1 a year in India and None abroad; ICICI MakeMyTrip Credit Card gives 1 a year and 1 a year.
| ICICI Emirates Skywards Rubyx Credit Card | ICICI MakeMyTrip Credit Card | |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Visa | Visa |
| Joining fee | ₹1,000 | ₹2,500 |
| Annual fee | ₹1,000 | free |
| Base return on spends | 1.00% | 0.63% |
| Domestic lounges | 1 a year | 1 a year |
| International lounges | None | 1 a year |
| Minimum income | ₹6,00,000 a year | ₹6,00,000 a year |
| Best for | flights, forex | travel, flights |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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