ICICI MakeMyTrip Credit Card vs American Express Membership Rewards Credit Card: mid-range cards compared
ICICI MakeMyTrip Credit Card costs free a year to keep; American Express Membership Rewards Credit Card costs ₹4,500. On most spends, ICICI MakeMyTrip Credit Card returns about 0.63% and American Express Membership Rewards Credit Card about 0.66%. Lounge visits: ICICI MakeMyTrip Credit Card gives 1 a year in India and 1 a year abroad; American Express Membership Rewards Credit Card gives None and None.
| ICICI MakeMyTrip Credit Card | American Express Membership Rewards Credit Card | |
|---|---|---|
| Issuer | ICICI Bank | American Express |
| Network | Visa | American Express |
| Joining fee | ₹2,500 | ₹1,000 |
| Annual fee | free | ₹4,500 |
| Base return on spends | 0.63% | 0.66% |
| Domestic lounges | 1 a year | None |
| International lounges | 1 a year | None |
| Minimum income | ₹6,00,000 a year | ₹6,00,000 a year |
| Best for | travel, flights | online_shopping, vouchers |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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