SBI Air India Signature Credit Card vs ICICI Adani One Signature Credit Card: premium cards compared
SBI Air India Signature Credit Card costs ₹4,999 a year to keep; ICICI Adani One Signature Credit Card costs ₹5,000. On most spends, SBI Air India Signature Credit Card returns about 2.00% and ICICI Adani One Signature Credit Card about 1.50%. Lounge visits: SBI Air India Signature Credit Card gives 8 a year in India and None abroad; ICICI Adani One Signature Credit Card gives 16 a year and 2 a year. The income needed to apply is ₹7,20,000 a year for SBI Air India Signature Credit Card and ₹15,00,000 for ICICI Adani One Signature Credit Card.
| SBI Air India Signature Credit Card | ICICI Adani One Signature Credit Card | |
|---|---|---|
| Issuer | SBI Card | ICICI Bank |
| Network | Visa | Visa |
| Joining fee | ₹4,999 | ₹5,000 |
| Annual fee | ₹4,999 | ₹5,000 |
| Base return on spends | 2.00% | 1.50% |
| Domestic lounges | 8 a year | 16 a year |
| International lounges | None | 2 a year |
| Minimum income | ₹7,20,000 a year | ₹15,00,000 a year |
| Best for | flights, travel | travel, duty_free, airport_services |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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