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GoodScore vs Olyv: which credit score app

GoodScore replies to 74% of unhappy reviews on Google Play, Olyv to 100%. Both can read your SMS. Over the last 90 days of reviews, GoodScore averages 3.70 and Olyv 3.99. The most serious complaint about GoodScore is "Credit report problems"; about Olyv, "Pushed into things". We confirmed 0 of the 1 registration numbers GoodScore publishes on a regulator's register, and 0 of 3 for Olyv.

GoodScoreOlyv
Most serious thing people reportCredit report problems (12 of 400)Pushed into things (7 of 400)
Does anyone answer complaints74% of low-star reviews · usually same day100% of low-star reviews · usually same day
Rating in the last 90 days3.70 (down 1.04 on lifetime)3.99 (down 0.77 on lifetime)
Last updatedthis month3 months ago
Reads your SMSyesyes
Reads your contactsnono
Shows adsnono
Numbers confirmed on a register0 of 10 of 3
Charges we could sourcenot extracted yet2 quoted
Charges only in the termsnot extracted yet0

How to read this

Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.

Full pages: GoodScore · Olyv

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