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WhatsApp Pay vs Amazon Pay: which UPI app to use

Both can read your SMS. Both can read your contacts. Over the last 90 days of reviews, WhatsApp Pay averages 3.43 and Amazon Pay 1.80. The most serious complaint about WhatsApp Pay is "Pushed into things"; about Amazon Pay, "Nobody answers".

WhatsApp PayAmazon Pay
Most serious thing people reportPushed into things (4 of 400)Nobody answers (12 of 400)
Does anyone answer complaints0% of low-star reviews0% of low-star reviews
Rating in the last 90 days3.43 (down 0.99 on lifetime)1.80 (down 2.38 on lifetime)
Last updatedthis monththis month
Reads your SMSyesyes
Reads your contactsyesyes
Shows adsnoyes
Numbers confirmed on a registernone publishednone published
Charges we could sourcenot extracted yetnot extracted yet
Charges only in the termsnot extracted yetnot extracted yet

How to read this

Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.

Full pages: WhatsApp Pay · Amazon Pay

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