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WhatsApp Pay vs Google Pay: which UPI app to use

WhatsApp Pay replies to 0% of unhappy reviews on Google Play, Google Pay to 50%. Both can read your SMS. Both can read your contacts. Over the last 90 days of reviews, WhatsApp Pay averages 3.43 and Google Pay 3.14. The most serious complaint about both is the same: "Pushed into things".

WhatsApp PayGoogle Pay
Most serious thing people reportPushed into things (4 of 400)Pushed into things (6 of 400)
Does anyone answer complaints0% of low-star reviews50% of low-star reviews · usually same day
Rating in the last 90 days3.43 (down 0.99 on lifetime)3.14 (down 1.20 on lifetime)
Last updatedthis monththis month
Reads your SMSyesyes
Reads your contactsyesyes
Shows adsnono
Numbers confirmed on a registernone publishednone published
Charges we could sourcenot extracted yetnot extracted yet
Charges only in the termsnot extracted yetnot extracted yet

How to read this

Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.

Full pages: WhatsApp Pay · Google Pay

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